© www.creditwellnessllc.com - All Rights Reserved

Please thoroughly read this agreement.

By accessing creditwellnessllc.com and any pages thereof, you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, do not access this site, or any pages thereof.

Intellectual property ownership

creditwellnessllc (and its licensors, where applicable) own all right, title and interest, including all related intellectual property rights (trademark, copyright, patent or otherwise), in and to the website and any suggestions, ideas, enhancement request, feedback, recommendations or other information provided by you or any other party relating to the website.

The Terms of Use do not constitute a sale and do not convey to you any rights of ownership in or related to the website or any intellectual property rights owned by creditwellnessllc. creditwellnessllc's name, logo, and the product names associated with the website and services offered therefrom are trademarks of creditwellnessllc, its affiliated companies or third party licensors, and no right or license is granted to use them.

Use of Information and Materials

The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Unauthorized use of our web sites and systems, including, but not limited to, unauthorized entry into our systems, misuse of passwords, or misuse of any information posted on the site is strictly prohibited. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination by us and/or our affiliates.

Links

THIS SITE MAY CONTAIN LINKS TO WEB SITES CONTROLLED OR OFFERED BY THIRD PARTIES (NON-AFFILIATES OF US). WE HEREBY DISCLAIM LIABILITY FOR ANY INFORMATION, MATERIALS, PRODUCTS OR SERVICES POSTED OR OFFERED AT ANY OF THE THIRD PARTY SITES LINKED TO THIS WEB SITE. BY CREATING A LINK TO A THIRD PARTY WEB SITE, WE DO NOT ENDORSE OR RECOMMEND ANY PRODUCTS OR SERVICES OFFERED OR INFORMATION CONTAINED AT THAT WEB SITE, NOR ARE WE LIABLE FOR ANY FAILURE OF PRODUCTS OR SERVICES OFFERED OR ADVERTISED AT THOSE SITES. SUCH THIRD PARTY MAY HAVE A PRIVACY POLICY DIFFERENT FROM OURS AND THE THIRD PARTY WEB SITE MAY PROVIDE LESS SECURITY THAN OUR SITES.

No warranty

THE INFORMATION AND MATERIALS CONTAINED IN THIS SITE, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER ITEMS ARE PROVIDED "AS IS," "AS AVAILABLE." WE DO NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THIS INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIM LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESSED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS.

Limitation of Liability

IN NO EVENT SHALL WE BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THIS SITE OR ANY LINKED SITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF WE, OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES.

Submissions

All information submitted to us via this site shall be deemed and remain our property and we shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to this site provides us through our sites. We shall not be subject to any obligations of confidentiality regarding submitted information, except as agreed to by us, having the direct customer relationship or as otherwise specifically agreed or required by law. Nothing contained herein shall be construed as limiting or reducing our responsibilities and obligations to customers in accordance with our Privacy Policy for Consumers.

Availability

THIS SITE IS NOT INTENDED FOR DISTRIBUTION TO, OR USE BY, ANY PERSON OR ENTITY IN ANY JURISDICTION OR COUNTRY WHERE SUCH DISTRIBUTION OR USE WOULD BE CONTRARY TO LOCAL LAW OR REGULATION. BY OFFERING THIS SITE AND INFORMATION, OR ANY PRODUCTS OR SERVICES VIA THIS SITE, NO DISTRIBUTION OR SOLICITATION IS MADE BY US TO ANY PERSON TO USE THIS SITE, OR SUCH INFORMATION, PRODUCTS OR SERVICES IN JURISDICTIONS WHERE THE PROVISION OF THIS SITE AND SUCH INFORMATION, PRODUCTS AND SERVICES IS PROHIBITED BY LAW.

Additional Terms

Certain sections or pages on this site may contain separate terms and conditions, which are in addition to these Terms of Use. In the event of a conflict, the additional terms and conditions will govern for those sections or pages. We and this website, and/or third party services providers, where applicable, are licensed and bonded, where it believes applicable by rules and regulations may require.

Modification of the Websites & Terms of Use

creditwellnessllc reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the website (including, without limitation, the availability of any feature, service, database, or content) at any time by posting a notice on the website or by sending you notice via contact information provided by you through the website, including e-mail. creditwellnessllc may also impose limits on certain features and services or restrict your access to parts or all of the website without notice or liability.

© creditwellnessllc.com

This privacy notice is designed to explain how we collect, use and disclose personal information of prospective, current, and former customers. This notice also describes your privacy choices. Please take a moment to review this privacy policy and feel free to contact us with any questions.

What personal information do we collect

We collect three types of Personal Information from you:

Contact Information - such as your name, residential, business and/or mailing address, e-mail address, and telephone and or mobile number(s).

From time to time, we may also collect or ask for additional Personal Information, which will also be expressly included herein as Personal Information. Any Personal Information you provide to us is voluntary and you can opt out of providing certain Personal Information requested by us. However, your refusal to provide certain Personal Information requested as part of our service may hinder or otherwise restrict your ability to use the website and services offered thereof.

Some of our services involve us acting as your authorized agent to make requests on your behalf. Before we act as your agent, you are required to provide information to us so that we may identify you.

What non-personal information do we collect

Besides the Personal Information referenced above, we may also collect other information regarding your use of the website. We collect and use non-personally identifiable information, which is any information other than Personal Information and/or does not identify the specific individual, including, without limitation: IP address, the approximate geographic location of the user based on their IP address, the type of browser and operating system used by the user, any interactions a user may initiate within the website, the websites and web pages that users visit or visited, user interactions with features of the website, content preferences users selected within the website and other inferences about the user's interests made based upon the foregoing. This information is not intentionally gathered in a fashion to personally identify any single user. We use this information to help us develop the website, analyze patterns of usage, and to make the website more useful.

A special note about cookies: When you view the website, we may store some information on your computer's hard drive. This information will be in the form of a "Cookie." "Cookies" are information files which your web browser places on your computer when you visit a web site. We use cookies on our websites to enhance your customer experience. We may also work with third parties to serve ads on our websites. These ads may contain cookies and action tags (also known as single pixel gifs or web beacons) to measure advertising effectiveness and gather completely anonymous information.

When you view the website, our servers automatically record information that your browser sends whenever you visit a website. These server logs may include information such as your web request, Internet Protocol address, browser language, the date and time of your request and one or more cookies that may uniquely identify your browser.

California Disclosure re: Do Not Track Signals from Web Browsers — The website is not presently configured to support Do Not Track ("DNT") signals from web browsers.

How do we use your personal information

The primary reasons we collect personal information are to (1) enroll you in our Membership program, (2) provide products and services that you have requested and (3) promote products and services to you. In particular:

We use your Contact Information to provide:

-General service communications

-Specific messages about your service, such as billing notices and action confirmations

-Promotional messages and telephone calls from us and our marketing partners, unless you tell us not to by opting-out as described below.

We use the information that we collect to provide and maintain the website as we deem appropriate in our sole discretion and to provide the service through the website, and to provide any other services that you and creditwellnessllc agree to. creditwellnessllc may aggregate data that it obtains from users to analyze trends, to gather data to benchmark best practices, and to monitor, improve and refine the functionality of the website and services offered therefrom.

We may contact you by mail, telephone and/or email to better assist you with completing your enrollment or for other marketing purposes.

When do we share your personal information with others

We may provide your personal information to third parties under the following circumstances:

We may disclose any personal information with any third parties as needed to process your actions and provide the services that you request. For example, to complete an Action, we will disclose your contact information, account information, along with your Action request and service information on your behalf. If you direct us to disclose your personal information to third-parties, we will do so in accordance with your instructions and the terms applicable to the particular service.

We may disclose any personal information with third parties that are performing services on our behalf. These third parties are required to protect your personal information and are not permitted to use it for any other purpose.

Unless you opt out (as described below), we may share your Contact Information and Personal Information with third parties so they may send you information about their products and services via electronic and conventional postal mail.

We may disclose any personal information as required or as permitted by law. For example, we may disclose your information to prevent fraud or in response to a subpoena. We may also disclose your information as needed to protect our legal rights and enforce our terms.

In the event that creditwellnessllc is involved in a bankruptcy, merger, acquisition, reorganization or sale of assets, creditwellnessllc reserves the right to sell or transfer user information (including Personal Information) as part of any such transactions. To the maximum extent allowable by law, the Privacy Policy will apply to the user information as transferred to the successor entity. However, user information submitted after a transfer to a successor entity may be subject to a new privacy policy adopted by the successor entity.

What choices do I have

You have choices with regard to marketing communications and data sharing. In particular:

Regardless of how you access our services, you can opt-out of receiving marketing communication from us (and our joint marketing partners) or from our sharing your personal information with third parties for their own marketing by contacting us below:

info@creditwellnessllc.com

You may also opt-out of email marketing, by following the opt-out instructions included in every commercial email we send. You may also opt out by contacting customer service on +1 844 404 0822.

You may also opt out of receiving phone calls by calling +1 844 404 0822 and getting added to our no call list.

How do I update or correct my personal information

Please contact +1 844 404 0822 or email info@creditwellnessllc.

com. Please note, we are not able to update, modify, or correct personal information about you that we do not control.

How do we protect your personal information

We have developed a formal information security program to safeguard the personal information that you entrust to us. Our security program includes reasonable technical, physical and administrative safeguards. For example, we restrict access to your information only to those employees who need to know that information to provide products or services to you. We also take special steps to protect your information via transmission over the Internet by using a secure web server, which allows web browser programs (Mozilla/Firefox, Netscape, or Microsoft Internet Explorer) to interact with the web server via an encrypted session. We employ a Secure Sockets Layer (SSL) connection that provides an encrypted connection between your computer and www.creditwellnessllc.com. The 128 bit encrypted connection scrambles ordinary text or data into cyphertext to safeguard sensitive information during its journey across the Internet. The information is decrypted, or put back into a readable format, when it reaches its intended destination. Depending on which browser you use, you will know you are in secured area by "https" or a lock appearing on your screen. When you visit our website, you will be in a secured area.

Changes to privacy policy

We may make minor or required regulation changes to this notice by posting the revised policy. We encourage you to review this privacy policy from time to time to review any changes in our information handling practices.

For users outside of the united states privacy

The creditwellnessllc website is exclusively hosted in the United States. If you are a user accessing the website from the European Union, Australia, Asia, or any other region with laws or regulations governing personal data collection, use, and disclosure, that differ from United States laws, please note that you are transferring your personal data to the United States which does not have the same data protection laws as such other regions. User information (including Personal Information or "personal data" as defined by foreign laws) collected through the website may be stored and processed in the United States, and by using the website, you consent to any such transfer of information outside of your home country. You are also consenting to the application of United States laws in all matters concerning the website and use of any services offered from or through the website.

Legal Disclaimer

Our website operates "AS-IS" and "AS-AVAILABLE," without warranties of any other kind. We are not responsible for the events beyond our direct control.